Main: (1-877) 998-7539
         #1 Credit Enhancement Provider

                       
Americap Direct Group:
Americap Financial Group
United Financial Group
Citi Advisors
  1. Americap Direct Advisers Financial placement Strategy & Direct Funding
  2. Joint Venture and International funding
  3. BUSINESS CROWD FUNDING
   
            
                                                                                                                                      
 



                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                         
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#1 Proof of Funds Service Provider:
Bank Guarantee, MT799, MT760, MT103, SWIFT Service, Standby letter of Credit (SBLC)




Americap Financial Group will arrange investment capital for Credit enhancement/Verification of Deposit ( VOD ) uses on a short or long-term basis. We'll deliver the collateral you need, to release the working capital your projects require. $5M to $1 Billion in USD and EURO by MT760 or MT799. Your funds remain safe until we deliver on our service. All fees are placed in a secure escrow until the transaction completes. The funds from our "investor pool" are utilized to provision POF accounts at a predetermined fixed return-on-investment so that the client will not have to give up any ownership positions in their projects or transactions.

HOW IT WORK FOR SBLC/BG
 
Complete Submission Checklist Items and Form
A contract is then sent back along with escrow instructions.
Once the fee is wired into escrow we will have the bank account set-up. Within 48-72 hours your POF account will be ready to be verified.

Top banks available
  1. Commercial Loan
    These days it takes the right team to properly structure the right financing for  projects from $750,000 to $500,000,000 .
  2. Line of Credit
    We understand the need for business to have access to different amounts of funds, at different times and purposes.
  3. No Upfront fees
    Many commercial loan Brokers/Private groups will require a upfront fees. We will not charge any fees. All fees are escrowed or paid to our Lender.
  4. Crowd funding
    Millions of people have raised over $5 billion. Crowd funding can raise capital by investing in your Project and in return a small equity position. Let us structure and submit your crowd funding project.
  5. Stated Income loan
    We offer stated income, no ratio stated asset loans. Require Fico score 650. Nationwide funding, all property types. Loan from $275,000 to $5,000,000.
  6. International Lending
    Americap Direct provides funding for a variety of commercial real estate and non-real estate projects worldwide through several different program options.
  7. Private Equity
    Americap Direct has a network "private lenders" with IRA's, 144a Bond, and Insurance. Our Sponsors are ready to review you Project.
  8. Credit Enhancement
    Find more information on Proof of funds, SWIFT Message, MT799, MT760, SBLCs and BGs. We offer top rated banks in the USA.
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GET UP TO $3 MILLION IN 48HOURS.                         ​​
NO COLLATERAL
BAD CREDIT OK.
UNSECURED
ALL BUSINESS TYPES. 
3 PLUS MONTHS IN BUSINESS
$20K PER MONTH INCOME AND ACCEPT CREDIT CARDS


NEW 2018 PROGRAM: 6+4. Interest rate 6% and closing fee 4%.
Apply today for commercial, construction, hard money, or bridge loan, 75% loan to value
Super Fast Turn-Around,2 Days for Commitment, As Fast as 5 Days for Closing
Up to 75% Loan-to-Value, Loans for Commercial Property, Acquisitions & Refinancing

Second lien available with debt or equity up to 15% (CLTV: 90%)
Development and Construction, Bridge Loans., Bank Workouts
Hard Money, Bankruptcies & Foreclosures, Note Purchases, Discounted Payoffs
Rates as low as 6.00%-Closing in 5 days-Up to 75% funding-From $1,000,000-$50,000,000.00
Global Funding. All Property types: Apartment, condo, office, Hotel,  Retail, Office, Sub-Division, land, Industrial, Assisted Living.
more
Free Loan Review
No Application Fees
No Processing Fees
24 hour Pre-Approvals
No Cost & No Obligation
Simple Application Process
Excellent Rates and Terms
Professional Service
​Competitive hourly rates
 
GET FREE LOAN REVIEW

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What is a Hard Money Commercial Loan?

The definition of "hard money commercial" when referred to in real estate financing, is essentially a non-bankable loan. The name hard money commercial is frequently interchanged with "no-doc" or private loans. For a hard money commercial loan, the underwriting decisions are based on the borrower's hard assets (real estate). Hard money commercial loans typically close relatively quickly. Direct Commercial Funding is the leader in hard money commercial lending (NO-DOC / Private lending ).

We have over 100 Commercial Hard Money Lenders for the following reasons:

Are you faced with any of these circumstances?

A borrower with impaired credit (Direct can lend to borrowers with any credit)
Tax liens/Judgements/Unpaid Utility Bills, etc.
Partner buyout
Time Constrained borrower
Complex borrower with multiple pieces of collateral
Foreclosure Avoidance
Foreign National

  

New Construction Loan Option - Residential or Commercial

100% Funding of Vertical Construction Costs
Land + New Construction Loan Options Available
Up To 75% ACV (After Constructed Value)
Rates: 8.99% - 14.99% Interest Only
6-24 Month Term - No Prepay(s)
2-6% Origination Fee Per Transaction
Residential: $75,000 - $5,000,000
Commercial: $150,000 - $500,000,000
Average 10 Business Days To Close
Foreign Nationals Welcome!
No Minimum Credit Score Required
Only Pay Interest On Funds Received


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Our Commercial Real Estate Loan Benefits


Commercial property lending as low as 4.08% (as of 04/2018) 
• No upfront application or processing fees 
• Simplified application process 
• Up to 80% LTV on apartments, 75% on commercial (90%

    with SBA) 
• Terms and amortizations up to 30 years 
• Loans for purchase and refinance, including cash-out 
• 24 hour written pre-approvals with no cost and no obligatio
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Many lenders require 10% down. We can help.
Fix & Flip/Construction
Purchase-Refinance-Rehab
Up to 90% LTV- 7 day closing
Commercial Mortgage Loans
As of today, rates start at
4.85%
Minimum Loan Size $750,000
 
Apartment Building Loans
As of today, rates start at
4.08%
Minimum Loan Size $750,000
Business Real Estate Loans
As of  today, rates start at
4.75%
Minimum Loan Size $750,00
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$300 million processed from 2017
Recent Transactions
 

We will secure financing for a wide variety of commercial loan request, including multifamily, hotel/resort, renewable energy, gas station-C-Store, lines of credit, office, golf course, self-storage, new development/construction, franchise, assisted living, agriculture, and much more. Call today. What can Americap Direct do for you. Just a few transactions:
Here are some basic questions we ask our client before contacting a lender that will  let us determine the urgency of the Project:

  • What do you want to accomplish with this loan?
  • In a perfect world, how will this loan affect your business or financial situation?
  • How urgent is your need to close the loan? Why?
  • What will be the consequence if you do not obtain a loan?
  • What is your #1 priority in doing this loan—rate, speed, maximum dollars, buying out a partner, etc?

Here are four reasons why you would want to pursue a Hard Money Business Loan situation:

  • You have exhausted all other financial options – There may be other options for you. Let’s take a look at your commercial project and see if there is another way.
  • You have a short-term project usually between 6 months – 3 years in length.
  • The profit margin of your project is substantial and you need to seize an opportunity when it arises.
  • You need a transaction lender rather than a relationship lender.

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Brokers Welcome - Click Here
Welcome to Americap Direct. We work with Brokers nationwide as an additional outlet for their loans. When you work with us, you will receive professional and honest service along with a quick response to all loan submissions. Highest commission paid and guaranteed.
What do I need to get started?
Fast bridge loans

Loan size: $1 million to $150 million
Property types: All types considered
Terms: 1 to 3 year loans with extension options
Interest rates: From 8%
LTV: Up to 75%
Fees: From 3%
Apply online
Step 2


Receive our proposal with terms and services
Step 1

Fill out a Loan Summary
Discuss project with senior loan officer
 Step 3

Due diligence, collect documents, structure file, Pre-underwrite and address and rectify any issues. Submit to Investor  and receive a Lender Term sheet
 Step 4

Complete third party reports and underwriting.
Loan funds
 Experience and honest professional Advisors
Commercial Financing

AMERICAP DIRECT is a direct source for commercial development and construction loans. We understand the search for a commercial loan that best meets your individual investment needs, goals and property constraints is not easy. Structured as a privately held independent commercial real estate finance company and financial intermediary -- with an exclusive focus on originating commercial and multifamily  debt. Americap can offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers. Commercial loans for refinancing or purchase available. Our process is straight forward and simple. 

We are Licensed, Bonded and Insured
  1. Hard Money
    Hard Money
    Fast funding commercial loans, with no red tape, rates as low as 9.00%, max LTV: 70% loan as low as $500,000 TO $50 Million closing in 10 days.
  2. Renewable Energy
    Renewable Energy
    We have successfully arranged funding with many wind energy projects and we assure you to provide fast and easy solutions according to your need.
  3. Construction loans
    Construction loans
    Nationwide funding up to $250 million. Most property types. Prime rate and hard money rates, up to 90% loan to cost. Terms up to 36 months.
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AMD NEWS: 3 Commercial Real Estate Trends To Watch In 2018
April 2018

  • For ag bankers, fear and loathing over China’s tariffs

    For ag bankers, fear and loathing over China’s tariffs
    China’s threat to impose hefty tariffs on dozens of U.S. imports could weaken demand for soybeans, pork and other agricultural products. Here's what that could mean for farmers, ranchers and the banks that lend to them.
  • Rising compliance costs are hurting customers, banks say

    Rising compliance costs are hurting customers, banks say
    A majority of midsize and large banks complain that red tape is mounting and that they are passing on higher regulatory costs to customers and have less flexibility in designing products, according to a new survey by the RMA.

  • Retail and industrial sectors

    2017 was a record year for retail, and not in a good way. Last year store closing announcements more than tripled, reaching about 7,000, said retail think tank Fung Global Retail and Technology. Bankruptcies have increased too, with over 600 reported in the retail sector in 2017. The hit list has included big guns like Sears, Kmart, J.C. Penney and Macy’s (store closures) and Toys R Us, Payless, The Limited and Hhgregg (bankruptcy).
    Nationwide and International

    We operate in the United States and International.  Our Private Lender Network is currently licensed in all 50 states.

    UP TO 100% FUNDING WITH UP TO TWO LENDERS

    Call us today  1-877-998-7539

    Our Companies
    Citi Advisors:  Lines of credit/hard money
    United Financial:  Underwrting/Processing
    Citi Financial Group: Commercial loans/Business loans