1. Americap Direct Advisers One stop shop for business solutions
  2. Joint Venture and International funding
  3. BUSINESS CROWD FUNDING
   
 
              
                                                                                                                                                                 1 year membership 
Our best package for SBA, Lines of credit, Commercial loans, Hard Money, Crowd funding and Construction Projects.
20 Hours of processing, underwriting and Professional consulting
Collect from Client all necessary due diligence items for a complete Loan package.
Market the Client application and Loan package to interested lenders.
We will secure one letter of interest loan offer or loan term sheet within 10  days. 
Strategically place files with up to three qualifying Lender.
Assist in the negotiation of the Loan terms and fees.
Package Includes: Credit report, Broker opinion evaluation, profit and loss,income and credit evaluation.
NOTE: THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make or originate any loans or make any credit decisions. This website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this website does not guarantee that your loan request will be accepted by a service provider or lender or you will be approved for a personal loan with satisfactory rates and terms. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $100,000,000. This service is not available in all states, and the states serviced by this website may change from time to time and without notice. Residents of some states may not be eligible for a personal loan based upon lender requirements and/or state regulations. For details, questions or concerns regarding your personal loan, please contact your lender directly.Americap Direct is not a Lender or Bank. We cannot guarantee loan funding, all application are subject to our Lender or Bank's underwriting conditions, credit, asset evaluation, income and debt ratio. Americap Direct is only an introduction and processing Firm, and services are limited to applicable States and Local laws.
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  1. Commercial Loan
    These days it takes the right team to properly structure the right financing for  projects from $750,000 to $500,000,000 .
  2. Line of Credit
    We understand the need for business to have access to different amounts of funds, at different times and purposes.
  3. No Upfront fees
    Many commercial loan Brokers/Private groups will require a upfront fees. We will not charge any fees. All fees are escrowed or paid to our Lender.
  4. Crowd funding
    Millions of people have raised over $5 billion. Crowd funding can raise capital by investing in your Project and in return a small equity position. Let us structure and submit your crowd funding project.
  5. Stated Income loan
    We offer stated income, no ratio stated asset loans. Require Fico score 650. Nationwide funding, all property types. Loan from $275,000 to $5,000,000.
  6. International Lending
    Americap Direct provides funding for a variety of commercial real estate and non-real estate projects worldwide through several different program options.
  7. Private Equity
    Americap Direct has a network "private lenders" with IRA's, 144a Bond, and Insurance. Our Sponsors are ready to review you Project.
  8. Credit Enhancement
    Find more information on Proof of funds, SWIFT Message, MT799, MT760, SBLCs and BGs. We offer top rated banks in the USA.
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GET UP TO $3 MILLION IN 48HOURS.                         ​​
NO COLLATERAL
BAD CREDIT OK.
UNSECURED
ALL BUSINESS TYPES. 
3 PLUS MONTHS IN BUSINESS
$20K PER MONTH INCOME AND ACCEPT CREDIT CARDS


NEW 2018 PROGRAM: 6+4. Interest rate 6% and closing fee 4%.
Apply today for commercial, construction, hard money, or bridge loan, 75% loan to value
Super Fast Turn-Around,2 Days for Commitment, As Fast as 5 Days for Closing
Up to 75% Loan-to-Value, Loans for Commercial Property, Acquisitions & Refinancing

Second lien available with debt or equity up to 15% (CLTV: 90%)
Development and Construction, Bridge Loans., Bank Workouts
Hard Money, Bankruptcies & Foreclosures, Note Purchases, Discounted Payoffs
Rates as low as 6.00%-Closing in 5 days-Up to 75% funding-From $1,000,000-$50,000,000.00
Global Funding. All Property types: Apartment, condo, office, Hotel,  Retail, Office, Sub-Division, land, Industrial, Assisted Living.
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Free Loan Review
No Application Fees
No Processing Fees
24 hour Pre-Approvals
No Cost & No Obligation
Simple Application Process
Excellent Rates and Terms
Professional Service
​Competitive hourly rates
 
GET FREE LOAN REVIEW

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What is a Hard Money Commercial Loan?

The definition of "hard money commercial" when referred to in real estate financing, is essentially a non-bankable loan. The name hard money commercial is frequently interchanged with "no-doc" or private loans. For a hard money commercial loan, the underwriting decisions are based on the borrower's hard assets (real estate). Hard money commercial loans typically close relatively quickly. Direct Commercial Funding is the leader in hard money commercial lending (NO-DOC / Private lending ).

We have over 100 Commercial Hard Money Lenders for the following reasons:

Are you faced with any of these circumstances?

A borrower with impaired credit (Direct can lend to borrowers with any credit)
Tax liens/Judgements/Unpaid Utility Bills, etc.
Partner buyout
Time Constrained borrower
Complex borrower with multiple pieces of collateral
Foreclosure Avoidance
Foreign National

  

New Construction Loan Option - Residential or Commercial

100% Funding of Vertical Construction Costs
Land + New Construction Loan Options Available
Up To 75% ACV (After Constructed Value)
Rates: 8.99% - 14.99% Interest Only
6-24 Month Term - No Prepay(s)
2-6% Origination Fee Per Transaction
Residential: $75,000 - $5,000,000
Commercial: $150,000 - $500,000,000
Average 10 Business Days To Close
Foreign Nationals Welcome!
No Minimum Credit Score Required
Only Pay Interest On Funds Received


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Our Commercial Real Estate Loan Benefits


Commercial property lending as low as 4.08% (as of 04/2018) 
• No upfront application or processing fees 
• Simplified application process 
• Up to 80% LTV on apartments, 75% on commercial (90%

    with SBA) 
• Terms and amortizations up to 30 years 
• Loans for purchase and refinance, including cash-out 
• 24 hour written pre-approvals with no cost and no obligatio
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Many lenders require 10% down. We can help.
Fix & Flip/Construction
Purchase-Refinance-Rehab
Up to 90% LTV- 7 day closing
Commercial Mortgage Loans
As of today, rates start at
4.85%
Minimum Loan Size $750,000
 
Apartment Building Loans
As of today, rates start at
4.08%
Minimum Loan Size $750,000
Business Real Estate Loans
As of  today, rates start at
4.75%
Minimum Loan Size $750,00
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$1.4 billion processed from 2016
Recent Transactions
 

We will secure financing for a wide variety of commercial loan request, including multifamily, hotel/resort, renewable energy, gas station-C-Store, lines of credit, office, golf course, self-storage, new development/construction, franchise, assisted living, agriculture, and much more. Call today. What can Americap Direct do for you. Just a few transactions:
Condo Development
Miami, FL
Loan amount: $72,500,000
We arrange 90% development loan  using CMBS. Strong presales
Rate: 6.98%
Term: 5 Years
Completed: May 2018

Hotel and Casino purchase
Puerto Rico
Loan mount $36,000,000
Loan to value: 80%
Combination of debt and equity. Alternative funding
Pending May 2018
Assisted living construction
Amount: $24,800,000
Purpose: To complete construction for assisted living and memory care facility. 
Term: 3 years with take out loan
Hard money. (70% LTC)
Status: Underwriting




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Brokers Welcome - Click Here
Welcome to Americap Direct. We work with Brokers nationwide as an additional outlet for their loans. When you work with us, you will receive professional and honest service along with a quick response to all loan submissions. Highest commission paid and guaranteed.
What do I need to get started?
Fast bridge loans

Loan size: $1 million to $150 million
Property types: All types considered
Terms: 1 to 3 year loans with extension options
Interest rates: From 8%
LTV: Up to 75%
Fees: From 3%
Apply online
Step 2


Receive our proposal with terms and services
Step 1

Fill out a Loan Summary
Discuss project with senior loan officer
 Step 3

Due diligence, collect documents, structure file, Pre-underwrite and address and rectify any issues. Submit to Investor  and receive a Lender Term sheet
 Step 4

Complete third party reports and underwriting.
Loan funds
 Experience and honest professional Advisors
Commercial Financing

AMERICAP DIRECT is a direct source for commercial development and construction loans. We understand the search for a commercial loan that best meets your individual investment needs, goals and property constraints is not easy. Structured as a privately held independent commercial real estate finance company and financial intermediary -- with an exclusive focus on originating commercial and multifamily  debt. Americap can offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers. Commercial loans for refinancing or purchase available. Our process is straight forward and simple. 

We are Licensed, Bonded and Insured
  1. Hard Money
    Hard Money
    Fast funding commercial loans, with no red tape, rates as low as 9.00%, max LTV: 70% loan as low as $500,000 TO $50 Million closing in 10 days.
  2. Renewable Energy
    Renewable Energy
    We have successfully arranged funding with many wind energy projects and we assure you to provide fast and easy solutions according to your need.
  3. Construction loans
    Construction loans
    Nationwide funding up to $250 million. Most property types. Prime rate and hard money rates, up to 90% loan to cost. Terms up to 36 months.
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AMD NEWS: 3 Commercial Real Estate Trends To Watch In 2018
April 2018

  • For ag bankers, fear and loathing over China’s tariffs

    For ag bankers, fear and loathing over China’s tariffs
    China’s threat to impose hefty tariffs on dozens of U.S. imports could weaken demand for soybeans, pork and other agricultural products. Here's what that could mean for farmers, ranchers and the banks that lend to them.
  • Rising compliance costs are hurting customers, banks say

    Rising compliance costs are hurting customers, banks say
    A majority of midsize and large banks complain that red tape is mounting and that they are passing on higher regulatory costs to customers and have less flexibility in designing products, according to a new survey by the RMA.

  • Retail and industrial sectors

    2017 was a record year for retail, and not in a good way. Last year store closing announcements more than tripled, reaching about 7,000, said retail think tank Fung Global Retail and Technology. Bankruptcies have increased too, with over 600 reported in the retail sector in 2017. The hit list has included big guns like Sears, Kmart, J.C. Penney and Macy’s (store closures) and Toys R Us, Payless, The Limited and Hhgregg (bankruptcy).
    Nationwide and International

    We operate in the United States and International.  Our Private Lender Network is currently licensed in all 50 states.

    UP TO 100% FUNDING WITH UP TO TWO LENDERS

    Call us today  1-877-998-5429

    Our Companies
    Citi Advisors:  Lines of credit/hard money
    United Financial:  Underwrting/Processing
    Citi Financial Group: Commercial loans/Business loans