Americap Direct
Free no obligation quote

Commercial Funding & Underwriting Solutions
Since 2010

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New Construction Loan Option - Residential or Commercial

100% Funding of Vertical Construction Costs
Land + New Construction Loan Options Available
Up To 75% ACV (After Constructed Value)
Rates: 8.99% - 14.99% Interest Only
6-24 Month Term - No Prepay(s)
2-6% Origination Fee Per Transaction
Residential: $75,000 - $5,000,000
Commercial: $150,000 - $500,000,000
Average 10 Business Days To Close
Foreign Nationals Welcome!
No Minimum Credit Score Required
Only Pay Interest On Funds Received


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Commercial Mortgage Loans
As of today, rates start at
Minimum Loan Size $750,000
Apartment Building Loans
As of today, rates start at
Minimum Loan Size $750,000
Business Real Estate Loans
As of  today, rates start at
Minimum Loan Size $750,00
Fix & Flip/Construction
Up to 80% LTV- 7 day closing

GET UP TO $3 MILLION IN 48HOURS.                         ​​

Free Loan Review
No Application Fees
No Processing Fees
24 hour Pre-Approvals
No Cost & No Obligation
Simple Application Process
Excellent Rates and Terms
Professional Service
​Competitive hourly rates

Apply today for commercial, construction, hard money, bridge loans, SBA, Line of credit, 90% Bond and Joint Venture Funding
Rates as low as 5.00%-Closing in 30 days-No junk or upfront fees-Up to 90% funding-From $20,000,000-$500,000,000.00
Global Funding. All Property types: Apartment, Hotel, Oil & Gas, Retail, Office, Sub-Division, Industrial, Assisted Living.
  1. Commercial Loan
    These days it takes the right team to properly structure the right financing for  projects from $1,000,000 to $500,000,000 .
  2. Line of Credit
    We understand the need for business to have access to different amounts of funds, at different times and purposes.
  3. No Upfront fees
    Many commercial loan Brokers/Private groups will require a upfront fees. We will not charge any fees. All fees are escrowed or paid to our Lender.
  4. Apply for a Loan
    Simple Online Application Process - We provide quick, easy and FREE initial approvals.
  5. Stated Income loan
    We offer stated income, no ratio stated asset loans. Require Fico score 650. Nationwide funding, all property types. Loan from $275,000 to $5,000,000.
  6. International Lending
    Americap Direct provides funding for a variety of commercial real estate and non-real estate projects worldwide through several different program options.
  7. Private Equity
    Americap Direct has a network "private lenders" with IRA's, 144a Bond, and Insurance. Our Sponsors are ready to review you Project.
  8. Credit Enhancement
    Find more information on Proof of funds, SWIFT Message, MT799, MT760, SBLCs and BGs. We offer top rated banks in the USA.

$1.4 billion processed from 2016
Recent Transactions

We will secure financing for a wide variety of commercial loan request, including multifamily, hotel/resort, renewable energy, gas station-C-Store, lines of credit, office, golf course, self-storage, new development/construction, franchise, assisted living, agriculture, and much more. Call today. What can Americap Direct do for you. Just a few transactions:
25 Residential lots sub-division. Charlotte, NC
Loan amount: $1,900,000
We arrange 80% development loan and additional cash from primary residence and farm land
Rate: 6.98%
Term: 15 Years
March 2018

Hotel and Casino purchase
Puerto Rico
Loan mount $36,000,000
Loan to value: 80%
Combination of debt and equity. Alternative funding
Pending April 2018
 Standby letter of Credit (POF)
Issuing bank: Private
Amount: $150,000
Purpose: To provide Asset proof for Real Estate purchase
Fee: 3% 
 January 2018

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Brokers Welcome - Click Here
Welcome to Americap Direct. We work with Brokers nationwide as an additional outlet for their loans. When you work with us, you will receive professional and honest service along with a quick response to all loan submissions. Highest commission paid and guaranteed.
 Experience and honest professional Advisors
Commercial Financing

AMERICAP DIRECT is a direct source for commercial development and construction loans. We understand the search for a commercial loan that best meets your individual investment needs, goals and property constraints is not easy. Structured as a privately held independent commercial real estate finance company and financial intermediary -- with an exclusive focus on originating commercial and multifamily  debt. Americap can offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers. Commercial loans for refinancing or purchase available. Our process is straight forward and simple. 

We are Licensed, Bonded and Insured
  1. Hard Money
    Hard Money
    Fast funding commercial loans, with no red tape, rates as low as 9.00%, max LTV: 70% loan as low as $500,000 TO $50 Million closing in 10 days.
  2. Renewable Energy
    Renewable Energy
    We have successfully arranged funding with many wind energy projects and we assure you to provide fast and easy solutions according to your need.
  3. Construction loans
    Construction loans
    Nationwide funding up to $250 million. Most property types. Prime rate and hard money rates, up to 90% loan to cost. Terms up to 36 months.
AMD NEWS: 3 Commercial Real Estate Trends To Watch In 2018
March 2018

Exclusive research shows net lease investors continue to expect stability. 

All signs point to the sector remaining in solid shape for the foreseeable future, even in what many are viewing as the late stages of the current real estate cycle, at least according to the results of NREI’s most recent exclusive researchinto the sector.

Small Balance Multifamily Hits New High in 2017

The volume of new multifamily loans with balances between $1 million and $5 million increased to $49.8 billion during 2017. While the broader real estate market has shown signs of softness, small balance investment activity and liquidity are insulated in part by the cycle’s increase in aggregate agency support.

Retail and industrial sectors

2017 was a record year for retail, and not in a good way. Last year store closing announcements more than tripled, reaching about 7,000, said retail think tank Fung Global Retail and Technology. Bankruptcies have increased too, with over 600 reported in the retail sector in 2017. The hit list has included big guns like Sears, Kmart, J.C. Penney and Macy’s (store closures) and Toys R Us, Payless, The Limited and Hhgregg (bankruptcy).
Nationwide and International

We operate in the United States and International.  Our Private Lender Network is currently licensed in all 50 states.


Call us today